Got a call from the wife not long after she got home from work (usually an hour before I get off work). She ran right into this virus and advised me of what was happening. The PC was on the fritz, courtesy of
'XP Antivirus'!
For those of you that aren't familiar with this malware, it is INSIDIOUS. After it gets onto the PC, it does wonderous things. Like it or not, it'll automatically start up a 'Virus Scan' - let this go on long enough and your desktop will vanish into thin air, replaced with a "A Virus Has Been Detected" warning on the screen. Leave it alone long enough, and the PC will crash, restart, and crash again, OVER AND OVER AND OVER AGAIN!!!
AND GET THIS (I really loved this part)! Try to use your infected computer's internet to look up what the heck XP Antivirus is, and the malware really works it's magic. GOOGLE ANY TERM THAT IT DETERMINES MIGHT BE AN INVESTIGATION INTO HOW TO DESTROY IT, AND IT SENDS THOSE RESULTS AWAY!!! To boot, it then shunts you to it's own 'approved' results or antivirus website (I grabbed a screenie of this and will post shortly)!
And let's face it, folks, never trust a site that tells you it's "Time To DISINFECT Your Files!" (that really made me want to break out the Pinesol, there) 
Any rate, all's well with the world once again. It was a good ninety minutes of troubleshooting, locating and deleting dll's and exe's, working the registry, and so forth. PC's back up with no data loss. Yippee!!!
I think I know where this came from to. Once I review what was put on my drives (I think a friend that visited last night needs to be thanked here) and confirm, I'll post that info too!