[DanL]

Matt you got a lot of good advice here. I'd only say someone is being selfish if they refuse to take every precaution they can when they ride- proper gear all the time- helmet, gloves, jacket, protective pants. At least then you minimize the risk if you happen to go down. I hate hearing the no helmet people talking about how it's their choice. Yeah, it is, but when you make that choice, you affect a lot of other family and friends who might not support that choice.