40 and under is my cut-off... lined leather chaps is perfect for me. The lining is not quilted or insulated, just to keep the raw leather off your pants in case it gets wet and bleeds colour... but I find they work perfectly.
Thing I notice is, whatever part of your body is coldest will get the most attention. If you take care of your legs with chaps, you'll notice your face gets cold. Take care of your face, you notice your hands... etc. My legs are never the problem with chaps...
And I went with chaps because a buddy of mine wears leather pants and doesn't like the fact that when he gets where he's going, he stuck with what he's wearing, at least you can take chaps off!
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Jeff - Ottawa, Ontario
'99 Vulcan 800 Classic
*tick*
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