[CTRider]

More people than ever are getting motorcycles. I don't think there have ever been more on the road than there are now. As a result, people are less likely to "look through" a motorcycle now because they are more common.

However, the flip side is, drivers are finding more new and innovative ways of distracting themselves than ever before. Cell phones, GPS systems, DVD players, satellite radio and even laptops are all driver's toys now. That puts every vehicle on the road at risk of their lack of attention - especially all those additional motorcycles.

The key is to always play the "what if" game. What if that guy pulls out? What if there's sand in that next corner? What if a deer runs out from those trees...?

If you constantly think of the ways something could happen as you approach potential hazards, and always leave a way out of those hazards, you'll reduce your chances of a wreck by 70%. Take the MSF course, ride responsibly and never drink when your out on the bike and you'll reduce your risk even more. Finally, find ways to make yourself more visible: wear bright colors, change your position in your lane frequently and don't tailgate other vehicles.

The thing is, you don't want to be part of that increase in statistics that is almost certainly going to happen with the increase in riders.

As far as insurance, it depends on your record, the bike and your location. Even your credit rating plays a role now. Rates can vary wildly from one area or person to the next, even with the same company. You have to shop around.