Thread: Ninja 250R/500R
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Old 09-01-2005   #164 (permalink)
Tweak
Finally Got Into First Gear
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Join Date: Aug 2005
Location: Pittsburgh
Posts: 54
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Curve,

1600!!!!

Age makes a difference, but D4MN!

My wife is, or really now was, an insurance agent for about 5 years. Things do differ from state to state, but here is what I got from her old office.

I live in Western PA. I am 30 (over 25 gets a lower rate), married (yet another lower rate), and I have 2 cars and my house with the same insurance company (this made no difference to them). I have an '06 Ninja 500 that I just bought a couple weeks ago. My insurance for the year is 250. This policy is seperate from my cars.

Now, a couple questions - do you have your license or just permit? This makes a difference.

Have you taken a motorcycle safety course? This can help as well.

I am guessing it is your age that is killing you. Are you sure they didn't quote you insurance for a 600 or larger bike? When I was looking at the 636 my insurance would have been about 1000 a year. When I checked the 500 it dropped to under 300!

I would check around because that seems high to me.

Good luck.

Tweak
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