I have a Tour Master armoured mesh jacket that has a zip out wind breaker liner as well as a quilted zip out liner. When it's cold, I wear both liners, which it's designed to do. Plenty warm enough. When it's hot, no liner at all and I'm not hot. It's a great jacket that cost me about $125 (I'm guessing on that, I don't remember the exact price) at "Competition Accessories" in Springfield, Ohio. I wish I had a decent pic for you but the one I have on this machine is not very good.
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