Hello People! Newbie Help Please!

InFeCtIoN · 01-09-2006

Hello There, Im New(obviously) and ive just passed my test woohoo! Ive been riding for 2 years, 1 and half years on CBT to get some much needed EXP and cheap insurance ^_^ But no I want a new bike......Hello ZX-6R!

I love this bike! I really want a 05 model but alas...to expensive...Living in th UK things are more expensive...The Ninja ZX-6R retails for £5775(Ruffly) over here, For you in the states thats a Fairly heafty $9,500+OTR

So im after a 2004 model as I love the body style on this bike! I can pick one up for £3500 (used) with 5000miles on the clock!

Thing is insurance will be a killer.....I think!

Im only 19, Turn 20 at the end of march...So will it be better to carry on riding my 125, which I honestly dont mind! Im asking this hopeing that another year on my life will decrease the insurance (by a lot I wished) ^_^

What are you guys paying?? If you dont mind sharing!

Obviously if your aged 19-21 would be great!

If not what other bikes are not so nasty for insurance....I like the (Dares not say it) CBR400/CBR600 or GSXR-600 but im not sure if the 400 could stand long journeys. as ill be doing lots of London to Birmingham trips! And every 600 I like has extreme insurance!!!!

Thanks for help and go easy....Im new ^_^

BozZX636 · 01-09-2006

well first of all congrats dude for passing ... I'm 20 going on 21 and I have a 2006 ninja ZX636 and I pay about $700 ... good luck for your search on the new bike ..

InFeCtIoN · 01-09-2006

$700 wow.....How long have you been riding?

Thanks! Passed first time Woohoo

**Spok** · 01-10-2006

I pay like $300/year but i'm on a cruiser and i'm 42

shad0w · 01-10-2006

I only pay 96 dollars. But then again, I'm riding a 250EX

*Tod* · 01-10-2006

I have Full Coverage, and pay only about $300, but like shad0w, I ride a Ninja250.

Redbeard · 01-10-2006

Quote:

Originally Posted by spok

I pay like $300/year but i'm on a cruiser and i'm 42

Well spok you would never have guessed that you are that old.{do you feel it coming}. I thought you were at least 50 LOL. Have a great day

zedx11 · 01-10-2006

full coverage on my 11 is just over $400 a year, but like spok I'm 40 so not quite as old as him.

irishcarbomb · 01-10-2006

i dont have insurance...i'm also 20, almost 21 and full coverage would run me about $6000 for the year, and just comp alone would be about $1400

and this is on a 05 636

BamaBob · 01-10-2006

pay like $300/year but i'm on a cruiser and i'm 42

Is that in human, dog or alien years??

http://www.smileycentral.com/sig.jsp...p=ZSYYYYYYDGUS

InFeCtIoN · 01-11-2006

Quote:

Originally Posted by irishcarbomb

i dont have insurance...i'm also 20, almost 21 and full coverage would run me about $6000 for the year, and just comp alone would be about $1400

and this is on a 05 636

WOW! See for me, That would be £11500+ That is just insane!!!!

My insurance would be well UNDER that! Poor you ^_^

Still £3000 is too much for me!!

DAMN NINJA'S!

Another thing.....I really want an 05 model, but the 04 is just pullig me in!! is the 2004 model ZX-R600 still as good as the newer model?

Thmastr · 01-12-2006

hey there and welcome to the forums!

Im 21 had my license for about 1 month, and been riding for 1 week today! yay!
I pay for comprehensive (theft and other stuff) and liability (minimum) $450 per year, I researched for a 2000 zx6 and I would have had to pay $1800 per year! (more than the bike I currently have)

Hope this helps!...

By the way how is the M4? is it still under construction? last thing I remember it was a mess!

(I lived in south wales from 96 to 99 and took quite a few trips to london.)

*jukief* · 01-12-2006

Welcome! Where in the UK do you live? My sister lives in Shropshire.

We pay $500 for two bikes--my 2002 Vulcan 1500 and my husband's 2005 FJR 1300. Full coverage. Our insurance just went *down*, if you can believe that. We have no idea why.

We're old (early 50s) and have clean driving records (thankfully, all our speeding tickets are in other states).

Glaxtx · 01-12-2006

I'm 27 and just picked up an '06 ZX-6R. With Progressive, the company that insures my old bike, they quoted me roughly $3,000 for a year. I instead went with an agent from State Farm that does a lot of bikes, and will be paying $76 per month for full coverage with above average limits. Hope that helps some. I say shop around, and check with your bike shops to see who they recommend. Never know what you might find.

redthunder · 01-12-2006

I pay $51 a year for minimum on my ZZR.

NinjaGirl · 01-12-2006

Welcome!!

Nugget210 · 01-12-2006

im 17 and pay about $350 a year

InFeCtIoN · 01-13-2006

Ahh so much....cheap...insurance prices here haha ^_^ To answer some questions, The M4 Is done and dusted, Its still as busy as ever, not as bad as the M1 but still hectic, Heathrow Terminal 4 is well underway...it is massive! They have built 4lane motorways around it, in the states when I was in florida on holiday u had massive freeways, we usually have 3lanes on each side so seeing 4 lanes on each side was nerve racking haha! As it will be sooo busy!

Im practicly 20mins away from London! On a ZX-6R I could be there in 15mins ^_^ However if you ever come over stay away from Tottenham and Hackney.....if you love your bike and bring it over...dont go thier...Ive had one of mine end up thier and thats why my Inurance quotes seem to be so high! I know online quotes are stupid and extrmely inaccurate! But I mean theres 18year olds here driving round on Ducati Monsters and GSXR-1000's and I mean thats just stupid considering thier age and they pay £400-800 TPFT which is just a joke! Surely my ONE claim from 2004 cant be hiking the quotes up that much? Im deffinatly going to ring around lots of companys and just haggle like mad to get it under £1000....if I manage that I have promised to get myself a brand new 05 ZX6R...if not its an 03 for me...which I still love!!

Thanks all

winchester · 01-13-2006

lol i know how you feel. I had a 98 GSX-R 600 and they want $9800 for 6 months with basic. I have a clean record and all.

**Spok** · 01-14-2006

Quote:

Originally Posted by Redbeard

Well spok you would never have guessed that you are that old.{do you feel it coming}. I thought you were at least 50 LOL. Have a great day

why you...if I could find my walker I'd come over there and say mean things to you...

wipper snapper

01-09-2006	#1 (permalink)
InFeCtIoN InFeCtIoN - ZX-6R Join Date: Jan 2006 Location: London, United Kingdom Posts: 4	Hello People! Newbie Help Please! Hello There, Im New(obviously) and ive just passed my test woohoo! Ive been riding for 2 years, 1 and half years on CBT to get some much needed EXP and cheap insurance ^_^ But no I want a new bike......Hello ZX-6R! I love this bike! I really want a 05 model but alas...to expensive...Living in th UK things are more expensive...The Ninja ZX-6R retails for £5775(Ruffly) over here, For you in the states thats a Fairly heafty $9,500+OTR So im after a 2004 model as I love the body style on this bike! I can pick one up for £3500 (used) with 5000miles on the clock! Thing is insurance will be a killer.....I think! Im only 19, Turn 20 at the end of march...So will it be better to carry on riding my 125, which I honestly dont mind! Im asking this hopeing that another year on my life will decrease the insurance (by a lot I wished) ^_^ What are you guys paying?? If you dont mind sharing! Obviously if your aged 19-21 would be great! If not what other bikes are not so nasty for insurance....I like the (Dares not say it) CBR400/CBR600 or GSXR-600 but im not sure if the 400 could stand long journeys. as ill be doing lots of London to Birmingham trips! And every 600 I like has extreme insurance!!!! Thanks for help and go easy....Im new ^_^

01-10-2006	#4 (permalink)
Spok RIP Deron - 1400Pilot Extreme Forum Supporter Join Date: Mar 2004 Location: Mount Vernon, Washington Posts: 34,522	I pay like $300/year but i'm on a cruiser and i'm 42 __________________ In Memory of Deron Harden - 1400 Pilot. You are missed.

01-10-2006	#6 (permalink)
Tod Speed Learner Extreme Forum Supporter Join Date: Aug 2005 Location: Round Rock, TX Posts: 19,861	I have Full Coverage, and pay only about $300, but like shad0w, I ride a Ninja250. __________________ “Laughing at our mistakes can lengthen our own life. Laughing at someone else's can shorten it.” - Cullen Hightower

01-10-2006	#8 (permalink)
zedx11 yellow doesn't corner wel Extreme Forum Supporter Join Date: Oct 2005 Location: KC, KS Posts: 22,140	full coverage on my 11 is just over $400 a year, but like spok I'm 40 so not quite as old as him. __________________ Darrell Ignorance is a disease my friend. You should rid yourself of it.

01-10-2006	#9 (permalink)
irishcarbomb Forum Supporter Forum Supporter Join Date: Oct 2005 Location: Daytona Beach Posts: 1,092	i dont have insurance...i'm also 20, almost 21 and full coverage would run me about $6000 for the year, and just comp alone would be about $1400 and this is on a 05 636 __________________ 2005 ZX6R all fixed up waiting on paint

01-09-2006	#2 (permalink)
BozZX636 Newbie Join Date: Oct 2005 Location: Jacksonville, florida Posts: 22	well first of all congrats dude for passing ... I'm 20 going on 21 and I have a 2006 ninja ZX636 and I pay about $700 ... good luck for your search on the new bike ..

01-09-2006	#3 (permalink)
InFeCtIoN InFeCtIoN - ZX-6R Join Date: Jan 2006 Location: London, United Kingdom Posts: 4	$700 wow.....How long have you been riding? Thanks! Passed first time Woohoo

01-10-2006	#5 (permalink)
shad0w Finally Got Into First Gear BTK Beginner Join Date: Jan 2006 Posts: 69	I only pay 96 dollars. But then again, I'm riding a 250EX

01-10-2006	#10 (permalink)
BamaBob Midnight Venture Rider Forum Supporter Join Date: Apr 2005 Location: Meridianville, Alabama Posts: 6,756	pay like $300/year but i'm on a cruiser and i'm 42 Is that in human, dog or alien years?? http://www.smileycentral.com/sig.jsp...p=ZSYYYYYYDGUS __________________ BamaBob *BTK Womens Azz Size Study Rep, U.S. Dept. of Posterior*

01-12-2006	#12 (permalink)
Thmastr rain is here BTK Expert Join Date: Sep 2005 Location: San Jose, Ca Posts: 2,773	hey there and welcome to the forums! Im 21 had my license for about 1 month, and been riding for 1 week today! yay! I pay for comprehensive (theft and other stuff) and liability (minimum) $450 per year, I researched for a 2000 zx6 and I would have had to pay $1800 per year! (more than the bike I currently have) Hope this helps!... By the way how is the M4? is it still under construction? last thing I remember it was a mess! (I lived in south wales from 96 to 99 and took quite a few trips to london.) __________________ Proud owner of an 06 Ninja 250. Yes I am 6'4 and yes I weight 160 lbs

01-12-2006	#13 (permalink)
jukief I miss you, Deron Extreme Forum Supporter Join Date: Sep 2004 Location: Fort Collins, CO Posts: 18,139	Welcome! Where in the UK do you live? My sister lives in Shropshire. We pay $500 for two bikes--my 2002 Vulcan 1500 and my husband's 2005 FJR 1300. Full coverage. Our insurance just went down, if you can believe that. We have no idea why. We're old (early 50s) and have clean driving records (thankfully, all our speeding tickets are in other states). __________________ In memory of my friend Deron Harden. Life isn't going to be the same without him.

01-12-2006	#14 (permalink)
Glaxtx Uncle Bob's Love Child BTK Intermediate Join Date: Apr 2005 Location: Spring, TX Posts: 254	I'm 27 and just picked up an '06 ZX-6R. With Progressive, the company that insures my old bike, they quoted me roughly $3,000 for a year. I instead went with an agent from State Farm that does a lot of bikes, and will be paying $76 per month for full coverage with above average limits. Hope that helps some. I say shop around, and check with your bike shops to see who they recommend. Never know what you might find.

01-12-2006	#15 (permalink)
redthunder Newbie Join Date: Jan 2006 Location: Alvin, TX Posts: 10	I pay $51 a year for minimum on my ZZR.

01-12-2006	#16 (permalink)
NinjaGirl 2007 RED HOT Ninja 650R! Forum Supporter Join Date: Apr 2004 Location: Arizona Posts: 3,122	Welcome!!

01-12-2006	#17 (permalink)
Nugget210 Finally Got Into First Gear BTK Beginner Join Date: Jul 2005 Posts: 55	im 17 and pay about $350 a year

01-13-2006	#18 (permalink)
InFeCtIoN InFeCtIoN - ZX-6R Join Date: Jan 2006 Location: London, United Kingdom Posts: 4	Ahh so much....cheap...insurance prices here haha ^_^ To answer some questions, The M4 Is done and dusted, Its still as busy as ever, not as bad as the M1 but still hectic, Heathrow Terminal 4 is well underway...it is massive! They have built 4lane motorways around it, in the states when I was in florida on holiday u had massive freeways, we usually have 3lanes on each side so seeing 4 lanes on each side was nerve racking haha! As it will be sooo busy! Im practicly 20mins away from London! On a ZX-6R I could be there in 15mins ^_^ However if you ever come over stay away from Tottenham and Hackney.....if you love your bike and bring it over...dont go thier...Ive had one of mine end up thier and thats why my Inurance quotes seem to be so high! I know online quotes are stupid and extrmely inaccurate! But I mean theres 18year olds here driving round on Ducati Monsters and GSXR-1000's and I mean thats just stupid considering thier age and they pay £400-800 TPFT which is just a joke! Surely my ONE claim from 2004 cant be hiking the quotes up that much? Im deffinatly going to ring around lots of companys and just haggle like mad to get it under £1000....if I manage that I have promised to get myself a brand new 05 ZX6R...if not its an 03 for me...which I still love!! Thanks all

01-13-2006	#19 (permalink)
winchester Newbie Join Date: Jan 2006 Location: Newmarket ONT Posts: 9	lol i know how you feel. I had a 98 GSX-R 600 and they want $9800 for 6 months with basic. I have a clean record and all.

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