Woo Hoo!!!

[tricker]

and now i feel old....... crap

[SilverEagle]

If you want to build credit, get one of the $200 limit creditcards. Buy something on it, and pay it off over two payments. Do it on occasion but pay it off relatively fast, then you are building your credit history off to a good start.

[Grizz_Dipper]

Originally Posted by Obsidian16825

Hopefully the bike will still be available when you get the check. When is your stimulus check supposed to arrive? Surely you have time to save the money to make up the difference. Just get an envelope and put money in it every time you get paid. You do work, don't you? Don't say "No." That's a wrong answer. Not bustin your chops, but you're not a child any more. You've got the perfect opportunity to start off right, save and pay cash for stuff you want.

I'm hoping it will be and yes I have a job I've been there forever lol and I can't wait to get the bike. If he doesn't sell it by then...

[antiq]

Welcome to the real world of debts,decisions,compromises and stress.

[House_of_Dexter]

Originally Posted by Scrambler81

Whew! 18 was a long, long time ago. Back then it was legal drinking age here in Jersey, in fact I was among the last 18 year olds to drink, they changed it the next year. I sure didn't want to be in debt at 18 though, all I wanted was to hit the bars so I could find the 21 year old women! Gosh I miss those.

Heh...same here...I grew up in Oklahoma...at the time we had screwy drinking laws...21 to drink if you where male...and 18 if you where female...So when I turned 18...they changed the law to 18 male and 18 female...Well that didn't go over well...so they changed the law to 21 male...21 female...heh...and I turned 21

[Michael600r]

Happy birthday! And go easy on that credit thing!

[BlacKawi]

Happy Birthday, and Congrats.....but, as others have replied you're kind of lucky you didn't get the loan....if you're worried about saving up $750, a loan payment might have been something you'd regret....If I could go back in time I would only pay cash for everything.

Get a low limit card to repeatedly pay off and build your credit....and start making payments to yourself until you can afford to buy the bike you really want...Once you start using credit it really snowballs, and it's hard to get on the right track....You have a perfect opportunity to start off on the right track.........Good Luck!