I don't know why you waited 40 years, I got a bike at the first point in my life that I could get a loan for one. (I've tried many times before.) All I wanted was 3K so I could buy a used bike for myself.kawboy said:We've been pretty lucky with the weather here too. Got the bike out yesterday and explored some backwoods county roads that wind around thru the Ozarks. Why did I wait 40 years to get started on this again?