what the hell is with this place? i heard some good things from many people on here. so why am i getting an annual quote for $5754?!?! that is NOT a typo!! that's for a 20 year old with a perfekt record who has passed a Motorcycle Safety Course/for an '04 ZX6R! did i do something wrong? no WAY it could cost that frickin much!! anybody?? cuz i'm stumped!