My husband and I have car insurance, home owners and until yesterday, motorcycle insurance thru GEICO. Insurance on the bikes was $1250/yr. Yesterday we switched to Foremost Insurance from AARP and our yearly insurance is $423/yr for both bikes. Without the AARP discount, Foremost is $469/yr for 2 bikes. I can't believe the big difference! By the way, our deductables are less and we have twice as much coverage and towing. You really have to shop around!