[BigRed]

I am a newcomer who has not ridden for 15 years. I rode street in my 20's and off road into my 30's. I am now dreaming about a nice red 2003 1600 at my local dealers.

Does anyone have experience with the best insurance company to try if you have DUI. The first quote I got from Progressive was $5K per year, a show stopper. I now have a company that will give full coverage for @$900 per year which is much better. If you have had luck with any particular company I'd appreciate it.

Have been looking most closely at the Vulcan but have considered the RoadStar and Fatboy. Fatboy eliminated based on cost and slightly less reliability. Roadstar just doesn't seem to live up to the Vulcan except perhaps in terms of power.

Do you think that $10K out the door for a new 2003 1600 is a good price.

Finally, I just found this forum yesterday and it is absolutely the best I've seen. Thanks for all to the posts on the 1600 which I read last night.

 

[Ken]

Hi, BigRed and welcome to the forums.

I am insured with Progressive, and have been for a long time. But no marks on the license either. I'm paying $350 a year for full comp and collision on a 2000 Vulcan 1500 FI, with roadside assist and coverage on $1000 of accessories.

I have a bias toward the Vulcan. Great bike. Smooth, comfortable, reliable, pretty. I have some experience on the Fatboy, nice bike, but just not my style. The Roadstar is OK, but a bit too "classic" for my taste, and does not have as good a service record as the Vulcan. My .02, but I'm sure you'll fall in love with whatever you get!

 

[Stuart]

look for a post on insurance quotes here, it is a big 2-3 page one. You're going to have lots of trouble with motorcycle insurance and a DUI because driving drunk on a motorcycle is even worse than in a care but no one on this site condones either

 

[BigRed]

Not a bike

Nope it was in a car.

 

[mastercaster]

hi bigred.
no info on hte insurance part. i can only tell you i am 32 years old and pay 300 per year, for full coverage through progressive. that is with no marks and good credit. many insurance companies now run your credit and take that into account when quoting a premium.
as for price..i bought a new 2004 1600 classic in june for 10,200 out the door. hope this may help some. hope for the best for you. happy riding.

 

[BigRed]

Thanks, master, it seem like the 2003 should be a little more than 200 less than yours. It helps..thanks

 

[jukief]

That's kind of odd. My son had a DUI, and Progressive was one of the few companies that would insure him. I can't remember what we paid, but it was very reasonable--nowhere near $5K!!

 

[Spok]

10k out the door for an '03 1600 sounds good to me. A local dealer has a black '03 1600 for 10,400 firm. I tried and tried to make a deal on that bike to no avail so I went to another dealer and bought my 1500.

The same dealer has an '03 1600 decked out with 8000 miles for 8400 but didn't want to give me a good price on trade for mine so I nixed the deal. Still I think if you try even harder, you could get that 1600 under 10k, especially now that the new model years are coming and its now 2 years old.

 

[jukief]

BigRed, I just asked my son how much his insurance cost through Progressive after he got his DUI. He said he paid $300 a year. Of course, that was just for liability. But I still think you should call a different Progressive agent and try to get another quote. Something's definitely wrong with that one.

 

[BigRed]

Thanks for the info. When I got my quote I got it directly from Progressive. I should have called an agent. I ended up with @700 per year for comp and liabilty from McGraw.