Sorry but there is no such thing as no payment or interest for 6 months, even if the dealer led you to believe that, or the fact that you didn't pay anything during that time. Trust me, you paid the 6 months interest without knowing it and then they just defer or add an xtra 6 month payments at the end of your contract term. It's a well know practice these days with all sorts of stealers .....cars too. Sorry to burst your bubble, but it's the truth.See if Kawi has any specials going on, I got 6 months no interest and no finance charges. If you can pay the note in that time go that route or as was stated you will get a better rate from your own bank or CU.
+100^^^^^If you can't afford it, don't buy it. Bikes aren't exactly the cheapest thing to own...why don't you do what I did when I was 18? Use that $5000 to pay for 1st year university, 3 years in engineering, every summer I went to the field and made huge $$$$$$, this year in co-op program....result= fully owned and fully paid 2007 impreza wrx, 2007 daytona 675 and a 2006 zx6r(which I gave to my bro) and all I had to do was wait 2-3 years to buy them.